Terms of Service
These Terms of Service ("Terms") govern your use of Hunch It at hunch.it.com. Hunch It is operated by Omnis Labs ("Hunch It," "we," "us," or "our"). By creating an account or using Hunch It, you agree to these Terms and to our Privacy Policy.
The service
Hunch It publishes research and model portfolios built from public filings, and lets you follow those portfolios with your own wallet. When you follow a portfolio, your wallet buys stock tokens on Robinhood Chain with USDG in the proportions the portfolio sets, and Hunch It keeps your holdings aligned with the portfolio as it changes.
Hunch It is not a broker-dealer, exchange, bank, or investment adviser. Portfolios, research, backtests, and company information are general information, not personalized investment, tax, accounting, or legal advice, and not a recommendation that any portfolio or security suits you. Backtested returns are simulations based on public filings, not actual trading results. Past performance does not predict future results. You decide whether to follow a portfolio and how much to invest, and you can lose some or all of the money you invest.
Eligibility
You must be at least 18 years old and able to form a binding contract. You are responsible for making sure that using Hunch It, holding stock tokens, and the deposit methods you choose are lawful where you live. Hunch It and its partners' services are not available in every country or state, and we may restrict or refuse access where we need to.
Your account and wallet
You sign in with your email address or your Google account. Sign-in and wallets are provided by Privy. When you first sign in, Privy creates a wallet on Robinhood Chain for you. Hunch It does not hold your funds and cannot move them except for the automated trades you authorize, described below. You are responsible for keeping access to your email or Google account secure. Tell us at founders@omnis.farm if you think your account has been compromised.
Trades you place
Before a trade you start (following a portfolio, adding to it, reducing it, or selling everything), Hunch It shows you what will be bought and sold, any stocks left out and why, and the fee. The trade is sent only after you confirm. Quotes expire after a short time. Each trade is sent as a single batch: it either completes in full or is reversed in full, and your wallet returns to its state before the trade.
Trades are executed through third-party liquidity sources. Hunch It checks each part of a trade against a reference price and leaves out stocks whose price falls outside the allowed range, or that are paused or halted. Prices can change between the quote and execution, and we do not guarantee that any trade will execute or at what price.
Automated trades
When you follow your first portfolio, you authorize Hunch It to send trades from your wallet on your behalf in two cases: to rebalance a portfolio you follow when that portfolio's holdings change, and to make monthly investments you have set up. These trades run without asking you each time.
This authorization is limited. It covers only exchanges between USDG and listed stock tokens that return to your own wallet, routed through a guard contract that enforces a daily trading limit relative to your wallet's value. It does not allow Hunch It to withdraw your funds or send them to anyone else. If our systems or signing key were compromised, the guard contract would still restrict this authorization to such exchanges within the daily limit, but trades at worse prices than the market could be made until we pause it. If an automated trade cannot complete, Hunch It retries a few times and then shows you a prompt in the app to finish it yourself. Hunch It does not send emails about automated trades, so check the app to see their status.
You can stop following a portfolio at any time, which ends automated trades for it. Your holdings stay in your wallet until you sell them. The authorization itself stays on your wallet after you stop, and applies again to any portfolio you follow later. There is currently no control in the app to remove it.
Fees
Hunch It charges a service fee on each trade, including automated trades, paid in USDG within the same transaction. Before you confirm a trade, the fee is shown as "Platform & network fee." We pay the blockchain network fees for your trades and withdrawals. Liquidity sources may build their own costs into the price you receive. Card deposits are charged fees by MoonPay, not by us.
Deposits and withdrawals
You can fund your wallet by sending USDG on Robinhood Chain to your wallet address, or by buying with a card through MoonPay. Card purchases arrive as USDC on Base and are converted to USDG by Privy before they reach your wallet. This can take time, and the deposit page shows the amount as processing until it completes. Tokens sent from another network, or tokens other than USDG, may be lost permanently. Card purchases are provided by MoonPay under its own terms, including its identity checks and the places it serves.
Withdrawals send USDG to an address you enter, which must accept USDG on Robinhood Chain. Blockchain transfers cannot be reversed. We cannot recover funds sent to a wrong address.
Risks
Stock tokens are digital tokens issued by third parties that track the price of a listed stock. They may not carry the rights of owning the underlying shares, and their issuer sets their terms, availability, and trading hours. Their prices can move quickly and can differ from the underlying stock. Blockchains, smart contracts, wallets, and the third-party services Hunch It relies on can fail, be delayed, be paused, or have security problems. You accept these risks when you use Hunch It.
Third-party services
Hunch It relies on third parties, including Privy, Google, MoonPay, the liquidity sources that execute trades, Robinhood Chain, and the issuers of USDG and stock tokens. Their services are governed by their own terms and policies, and we are not responsible for them.
Acceptable use
You may not use Hunch It to break the law or another person's rights; interfere with, overload, or scrape the service; bypass sign-in, limits, or security measures; access another person's account or wallet; launder money, evade sanctions, or manipulate markets; or misrepresent who you are.
Research and content
Research articles, portfolio descriptions, images, and other materials on Hunch It belong to Omnis Labs, our research partner, or their licensors. Photo credits are listed on the pages that use them. You may read and share links to them, but not copy or republish them in bulk without permission.
Availability, suspension, and termination
We may change, suspend, or discontinue features, and we do not promise that Hunch It will always be available. We may suspend or end your access for misuse, security reasons, or legal requirements. You can stop using Hunch It at any time and ask us to delete your account at founders@omnis.farm. Withdraw your USDG first: deleting your Hunch It account does not delete your wallet or its blockchain history.
Disclaimers
To the fullest extent the law allows, Hunch It is provided "as is" and "as available," without warranties of any kind, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent the law allows, Omnis Labs will not be liable for indirect, incidental, special, consequential, or punitive damages, or for trading losses, lost profits, or lost data arising from your use of Hunch It. Nothing in these Terms limits liability that the law does not allow us to limit.
Changes
We may update these Terms. We will change the date above and give additional notice when a change materially affects your rights. If you keep using Hunch It after a change takes effect, you accept the updated Terms.
General
If any part of these Terms is unenforceable, the rest still applies. Not enforcing a provision is not a waiver of it. These Terms and the Privacy Policy are the whole agreement between you and Omnis Labs about Hunch It.
Contact
Omnis Labs, founders@omnis.farm